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Flexible coverage choices:
With enVia, you can design your benefit coverage to meet your personal needs. Available coverage includes:
An affordable yet comprehensive fully-insured Health or Health + Dental Plan offering 80% reimbursement up to defined benefit maximums, with no health evidence required. (If the applicant or dependent has a pre-existing condition and is taking medication, there is a 24 month waiting period before coverage for that medication commences) See Plan Details.
After a 30 day waiting period, a Weekly Disability Benefit of 66.7% of weekly earnings up to $1,500/week for 104 weeks. Thereafter, if Permanently Disabled, a Lump Sum Benefit of 5X Gross Annual Earnings to a maximum of $500,000. Learn more here...
Provides personal case management in the event of critical illness and ensures prompt access to top US Hospitals for treatment of Cancer, Heart Surgery, Neurosurgery, Organ Transplants & more. 100% reimbursement of expenses up to $2M USD per person per annum. Learn more here...
Participants may purchase Optional Permanent Pay Life Insurance (TERM 20) in units of $25,000 or $50,000. Coverage remains in force for life. Personal Health Declaration must be approved by Insurer.
Participants may purchase coverage in units of $50,000 up to a maximum of $500,000. No health evidence is required.
