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Today’s rapidly changing business environment, and the expanding range of available health care treatments & medicines, demand new approaches to Employee Benefits - for even as costs go up, so do people’s expectations, while corporate goals to control spending have taken on a new urgency.

But, despite these seemingly conflicting interests, this is actually a good time to be shopping for Health & Dental plans - with the latest benefit program designs both corporate objectives and employee needs can be satisfied.

There’s never been such a wide range of coverage options and claimable expenses, and plans can be custom tailored to the needs of small, medium or large groups, and even individuals.

View a PDF comparison table of all enVia Health & Dental Plans.

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Choice and flexibility are essential:

We recognize that your benefit needs and goals are personal and may not be exactly the same as everyone else’s. So we’ve designed our enVia Benefits Programs with flexibility in mind - each plan has its own advantages, and all can be customized with optional coverage to create a solution that’s right for you and your budget.

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3 Health & Dental Plans to choose from:

  • Works like a Health & Dental Bank Account.
  • 100% Reimbursement up to account balance.
  • Includes MDM Pay-Direct Card.
  • Widest range of claimable expenses with no wasted premiums.
  • Traditional, fully-insured plan.
  • 80% Reimbursement up to plan maximums.
  • Includes MDM Pay-Direct Card.
  • Health only, Health & Dental, Paramedicals & more.
  • Our most affordable plan still offers great coverage.
  • 80% Reimbursement up to plan maximums.
  • Includes MDM Pay-Direct Card.
  • Health only, Health & Dental, Paramedicals & more.

With an enVia Health Spending Account, you’ll enjoy a much broader range of claimable health & dental expenses - and freedom from the annual cost increases typical of traditional benefit plans - with no wasted premiums, deductibles or co-payments. Ideally suited for incorporated individuals, contractors & small business seeking real cost containment of their benefit expenses.

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A fully-insured traditional benefits program that is guaranteed issue - no health evidence is required! You'll enjoy the coverage you need at a price you'll appreciate and can take advantage of several optional benefits to customize coverage to meet your specific needs. No medical exams are required and a Pay-Direct Card is automatically included.

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 enVia VALUE offers a great combination of the Health & Dental coverage you need and want - at a price you’ll appreciate - plus the flexibility of personalizing your coverage with Optional Benefits that are normally only available in large group programs. No medical exams are required and a Pay-Direct Card is automatically included.

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