
COMPREHENSIVE PROTECTION AT AN AFFORDABLE COST:
Atlas Canada Owner/Operators and employees can now access comprehensive individual insurance protection under the enVia Individual Insured Benefits Program - an affordable combination of the Health & Dental coverage you need plus the flexibility of personalizing your protection with Optional Benefits that are normally only available in large group programs.
FLEXIBLE COVERAGE CHOICES
With enVia, you can design your benefit coverage to meet your personal needs. Available coverage includes:
- Fully Insured Individual Health or Health + Dental with Pay-Direct Card
- Optional Disability Insurance (Short & Long Term)
- Optional Critical Illness Recovery Program
- Optional Life Insurance
- Optional Accidental Death & Dismemberment Insurance
INDIVIDUAL / FAMILY HEALTH & DENTAL
An affordable yet comprehensive fully insured Health or Health + Dental Plan offering 80% reimbursement up to defined benefit maximums, with no health evidence required. If the applicant or a dependent has a pre-existing condition and is taking medication, there is a 24 month waiting period before coverage for that medication commences.
REAL-WORLD, NEEDS-RELATED OPTIONAL BENEFITS:
DISABILITY INSURANCE
After a 30 day waiting period, a Weekly Disability Benefit of 66.7% of weekly earnings up to $1,500/week for 104 weeks. Thereafter, if Permanently Disabled, a Lump Sum Benefit of 5X Gross Annual Earnings to a maximum of $500,000.
XN GLOBAL® PREFERRED CARE INSURANCE
Provides personal case management in the event of critical illness and ensures prompt access to top US Hospitals for treatment of Cancer, Heart Surgery, Neurosurgery, Organ Transplants & more. 100% reimbursement of expenses up to $2M USD per person per annum.
PERMANENT LIMITED PAY LIFE INSURANCE
Participants may purchase Optional Life Insurance in units of $25,000 or $50,000. Fully paid for in 20 years, coverage remains in force for life. Evidence of Insurability form must be approved by Insurer.
ACCIDENTAL DEATH & DISMEMBERMENT
Participants may purchase coverage in units of $50,000 up to a maximum of $500,000. No health evidence is required.

Click here to download a PDF Brochure & Application Form
Inside you'll find full Program details & information, rates and instructions on how you can quickly apply for coverage.
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